How StewardKit compares
We believe in transparency. Here's an honest look at how we stack up against other giving platforms on pricing, features, and total cost of ownership.
Pricing
| Feature | StewardKit | Tithe.ly | Subsplash Giving | Planning Center Giving | Pushpay |
|---|---|---|---|---|---|
| Monthly Fee | $0 Free plan (Growth optional) | $0 (giving only) | $0 (giving only) | $0–$239/mo | Custom (avg ~$1,475/mo) |
| Platform Transaction FeeA fee the platform charges on top of card processing. | 0% | 0% | 0% | 0% | Bundled into processing |
| Card ProcessingStandard credit/debit card rates. StewardKit is 2.9% + 30¢ on Free and 2.4% + 30¢ on Growth. | 2.4–2.9% + 30¢ | 2.9% + 30¢ | 2.99% + 30¢ | 2.15% + 30¢ | ~2.9% + 30¢ |
| ACH / Bank TransferBank transfer fees. StewardKit is 1.0% + 30¢ on Free and 0.8% + 30¢ on Growth. | 0.8–1.0% + 30¢ | 1% + 30¢ (no cap) | 1% (no cap) | 30¢ flat | ~1% + 30¢ |
| Contract Required | No, cancel anytime | No | No (giving only) | No | Yes, 1 to 3 years |
| Transparent PricingCan you see all costs before talking to a salesperson? | Partial |
What does this actually cost per year?
Example: an organization processing $100,000/year in donations (75% card, 25% ACH, average gift $75). Numbers are estimates for comparison purposes.
| Platform | Subscription | Processing Fees | Annual Total |
|---|---|---|---|
| StewardKit (Free plan) | $0 | ~$2,825 | ~$2,825 |
| Tithe.ly | $0 | ~$2,825 | ~$2,825 |
| Subsplash Giving | $0 | ~$2,795 | ~$2,795 |
| Planning Center Giving | $828 | ~$2,015 | ~$2,845 |
| Pushpay | ~$17,700 | ~$2,825 | ~$20,525 |
StewardKit estimate uses the Free plan: 2.9% + 30¢ card / 1.0% + 30¢ ACH. Tithe.ly uses 2.9% + 30¢ / 1% + 30¢. Subsplash uses 2.99% + 30¢ / 1%. Planning Center uses 2.15% + 30¢ / 30¢ flat with $69/mo subscription (500 donations tier). Pushpay uses reported average subscription of ~$1,475/mo + ~2.9% + 30¢ processing. The honest takeaway: per-gift processing is close across the no-contract platforms; what separates them is subscriptions and contracts. Actual costs vary.
Features
| Feature | StewardKit | Tithe.ly | Subsplash Giving | Planning Center Giving | Pushpay |
|---|---|---|---|---|---|
| Recurring Giving | |||||
| Donor Self-Service Portal | |||||
| Tax Receipt Automation | |||||
| Text-to-Give | Not yet | $19/mo add-on | $5/mo add-on | ||
| Anonymous Per-Gift GivingDonors choose per transaction whether to give anonymously, not just account-level. | |||||
| Scheduled Giving DaysRestrict your giving page to specific days (e.g., Sundays only). | |||||
| People / Donor Management | With ChMS ($72/mo) | With Subsplash One | Separate app ($0–$199/mo) | With ChurchStaq | |
| Faith-Based Nonprofit SupportWorks for organizations beyond churches: missions, ministries, nonprofits. | Church-focused | Church-focused | Church-focused | Church-focused |
Competitor information gathered from each platform's public website and help documentation in early 2026; pricing changes, so please verify current details directly with each provider. StewardKit's own rates and plans are current and match our pricing page.
What makes StewardKit different
Features designed specifically for the unique needs of churches and faith-based nonprofits.
True Anonymous Giving
Donors choose per-gift whether to give anonymously. Most platforms only offer account-level anonymity or none at all. StewardKit lets donors decide on every single gift while still receiving a compliant tax receipt.
Scheduled Availability
Restrict your giving page to specific days of the week, such as Sundays only. This is a feature unique to StewardKit, designed for churches and faith-based nonprofits that value intentional, gathered giving.
A Free Plan That Is Genuinely Free
The Free plan has no monthly fee and no expiry, and no plan carries a platform fee per gift: the processing rate is the whole per-gift cost. When you want more, Growth is a flat published price on the pricing page, not a sales call.
Built for All Faith-Based Organizations
StewardKit works for churches, ministries, missions organizations, and any faith-based nonprofit. Other platforms are designed exclusively for churches, leaving many organizations without a good fit.
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